Instant Loans with Collaterals

Obtain an immediate loan using your valuable assets as collateral. We provide collateral loans against various valuable items, including luxury watches, diamonds, gold, jewelry, silver, and platinum. Receive an instant appraisal and access cash swiftly to address your financial challenges.

Hello Dear Customer,

Please fill in the following details for us to offer you a collateral loan.
By submitting, you agree to the First Class Timepieces Buying Policy.

How it works

STEP 1

Free Appraisal & Instant Cash

Secure a loan in just a few minutes without the hassle of credit checks and employment verifications. Bring in your items by visiting590 5th Ave 10th FloorNew York, NY, or sendyour items via our prepaid shipping service for instant an offer and cash payout.

STEP 2

Safety First, Your Valuables Are Protected!

We understand how important your jewelry,

diamonds, and watches are to you. That is

why we ensure they are in safe hands. Upon

full repayment of the loan, your items will be

returned in the same condition as received.

STEP 3

Stay Current and Stay in Touch!

We highly recommend staying on top of your loan during the agreed period. If you face any challenges, don't hesitate to contact us. We are here to help you navigate the process smoothly.

OUR BOUTIQUE

Boutique Image

BOUTIQUE ADDRESS

26 West 47th St Suite 200

New York, NY 10036

STORE HOURS

Monday - Friday: 10:00AM - 6:00PM

Saturday: Closed

Sunday: Closed

Book an appointment

Testimonials

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“Eric provided me an outstanding service! To be honest I was surprised how smooth the transaction was, and the condition of my watch is as described.”

Minh Mai

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“I would highly recommend FCT! Extremely honest and delivered in an exceptionally timely fashion. Thanks again Eric for everything—will return for future watch purchases.”

Teddy Deserve

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“From the moment I reached out, FCT made the entire selling process effortless. The offer was fair, communication was fast, and the professionalism was top-tier. I couldn’t have asked for a smoother experience.”

Daniel R.

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“FCT went above and beyond to make sure I felt confident with my purchase. The team was transparent, knowledgeable, and incredibly responsive. This is the kind of service that earns lifelong customers.”

Sofia Martinez

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point

“Eric provided me an outstanding service! To be honest I was surprised how smooth the transaction was, and the condition of my watch is as described.”

Minh Mai

point

“I would highly recommend FCT! Extremely honest and delivered in an exceptionally timely fashion. Thanks again Eric for everything—will return for future watch purchases.”

Teddy Deserve

point

“From the moment I reached out, FCT made the entire selling process effortless. The offer was fair, communication was fast, and the professionalism was top-tier. I couldn’t have asked for a smoother experience.”

Daniel R.

point

“FCT went above and beyond to make sure I felt confident with my purchase. The team was transparent, knowledgeable, and incredibly responsive. This is the kind of service that earns lifelong customers.”

Sofia Martinez

FAQ

Each watch we sell at FCT is thoroughly inspected and authenticated by our in-house horology professionals. We work exclusively with trusted sources and back every timepiece with documentation that verifies its originality. Your confidence in authenticity is our top priority.

If you’re not completely satisfied, you can return your purchase within 7 days of receiving it, as long as the watch is unworn and in original condition, including box and papers. We make the return process quick and transparent, with dedicated support available every step of the way.

Yes, we do. Every watch sold by FCT comes with a limited warranty that covers mechanical movement and functionality for a set period (usually 1 year, unless otherwise stated). This ensures peace of mind and support well beyond your purchase.

FCT accepts major credit cards, PayPal, bank wire transfers, and select financing providers. For high-value pieces, we also offer escrow payment services to give you an extra layer of transaction security.

Yes, we ship worldwide using trusted carriers such as DHL and FedEx. All shipments are fully insured and tracked, and we provide all necessary customs paperwork to help ensure a smooth delivery to your country.

Absolutely. FCT offers a hassle-free way to trade in or sell your luxury timepiece. Just send us the details, and our appraisal team will provide a fast and fair offer. We also offer consignment options for those looking to maximize value.

We buy and sell luxury watches online through a trusted, modern platform. Whether you're adding to your collection or letting go of a piece, we're here to guide you every step of the way, making sure you feel confident in every decision.